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Explore Articles and How This Works

The Mortgage Bankers Association is urging Fannie Mae and Freddie Mac to modernize construction and renovation lending—securitizing single-close construction-to-perm loans at closing, extending credit-document age to 18 months, and easing HomeStyle Renovation completion rules. If adopted, these changes would lower lender friction, expand access to financing, and accelerate delivery of new housing supply—especially small infill like ADUs. Net-net: smoother cash flow, fewer mid-project re-underwrites, and a clearer path to affordability.

How Smarter GSE Construction Lending Could Supercharge ADUs

AB 130 requires agencies to approve or reject qualifying projects within 30 days—a drastic acceleration compared to the historic months‑long or even years‑long CEQA processes

The ADU Express Lane: California’s 2025 Housing Reforms in Action

AI-driven site planning tools are revolutionizing ADU development by integrating real-time zoning compliance, dynamic site visualization, and AI-powered customization to streamline the design process. These tools provide homeowners and developers with instant property analysis, zoning guidance, and real-time pricing, making ADU planning faster, more accurate, and more efficient than ever before.

AI-Driven Site Planning: Streamlining ADU Development with Smart Technology